Tokio Marine HCCMIS

Atlas International Insurance

Atlas International Insurance is helpful for those visiting the Schengen Countries. It is a comprehensive benefit plan designed by HCC Medical Insurance Services. The plan administrator provides Schengen Visa Letter Online. Atlas International is available for US and Non US Citizens whose travel destination excludes US. This plan can be extended upto 36 months and offers coverage for acute onset of pre-existing conditions.Atlas International is administered by Tokio marine HCC Medical Insurance Services. It is underwritten by Lloyd’s.

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Quotes

Age
Start date
End date
Coverage
Citizenship


  • BROCHURE
  • PLAN BENEFITS
  • PPO
  • CLAIMS
  • RENEWAL
  • ID CARD
  • APPLICATION
  • ADVANTAGES
  • DISADVANTAGES
Patriot International Insurance satisfies Schengen visa requirements After purchasing Schengen Visa travel insurance policy you can obtain the letter as required by the Schengen Consulates. Click on the button to obtain the letter. List of Nationalities who need Schengen Visa
SCHENGEN VISA LETTER

Plan Summary

Underwriter

Underwritten by Lloyds, London.

Administrator

Designed and developed by Tokio Marine HCC(HCCMIS)

Plan Life

364 days

Eligibility

Only US Citizens and non-US citizens whose travel does not include the continental USA, Alaska, Hawaii, Puerto Rico, and the US Virgin Islands, except US citizens whose travel includes an Incidental Trip to the USA, and who are at least 14 days of age are eligible for coverage under this plan.

Policy Maximum

Age 80+: $10,000.
Age 70 to 79: $50,000, $100,000 or $250,000.
All others: $50,000, $100,000, $250,000, $500,000, $1,000,000 or $2,000,000

Deductible

$0, $100, $250, $500, $1,000, $2,500 or $5,000 per certificate period.

Coinsurance

Claims incurred in U.S.

  • Within the PPO: Underwriters will pay 100% of eligible expenses after the deductible up to the overall maximum limit.
  • Outside the PPO: Usual, reasonable, and customary. You may be responsible for any charges exceeding the payable amount.
Claims incurred outside U.S. For the certificate period, underwriters will pay 100% of eligible expenses after the deductible up to the overall maximum limit.

Pre-existing Condition

Acute onset of pre-existing conditions coverage
Plan Maximum Pre-existing Condition Coverage Limit
$100,000, $200,000, $500,000 or $1,000,000 $100,0000 lifetime maximum for eligible medical expenses
$50,000 $50,0000 lifetime maximum for eligible medical expenses
Covers travelers under the age of 70 years
$25,000 lifetime maximum for emergency medical evacuation
Benefits Coverage
Hospital room and board Average semi-private room rate, including nursing services.
Intensive care unit Up to the overall maximum limit.
Emergency room co-payment Claims incurred in the U.S. - Up to $200 co-payment for each use of emergency room for an illness unless you are admitted to the hospital. (no co-payment for emergency room treatment of an injury)
Claims incurred outside the U.S. - No co-payment.
Urgent care center co-payment Claims incurred in the U.S. - Up to $25 co-payment. (co-payment is waived for members with a $0 deductible)
Claims incurred outside the U.S. - No co-payment.
Local Ambulance Usual, reasonable and customary charges when covered illness or injury results in hospitalization as inpatient.
Benefit Period 90 days per certificate period.
Emergency Medical Evacuation $1,000,000 lifetime maximum, except as provided under acute onset of pre-existing condition.
Repatriation of remains Overall maximum limit (not subject to deductible or coinsurance).
Return of minor children Up to $50,000 (not subject to deductible or coinsurance).
Emergency Reunion Up to $100,000, maximum of 15 days (not subject to deductible or coinsurance).
Acute onset of pre-existing condition emergency medical evacuation Covers up to $25,000 lifetime maximum (excludes chronic and congenital conditions).
Acute onset of pre-existing condition Overall maximum limit under age 70 (excludes chronic and congenital conditions).
Emergency dental (acute onset of pain) Up to $250 (not subject to deductible or coinsurance).
Accidental death & dismemberment $250,000 maximum benefit any one family or group.
Common carrier accidental death Up to $50,000 for ages 18 through 69
Up to $25,000 under age 18
Up to $12,500 for ages 70 through 74
Up to $6,250 for ages 75 and older
Maximum of $250,000 for any one family or group.
Maternity care for a covered pregnancy Covers for complications of pregnancy during the first 26 weeks of gestation.
Lost checked luggage Up to $500 (not subject to deductible or coinsurance).
Trip interruption Up to $10,000 (not subject to deductible or coinsurance).
Travel delay Up to $100 a day after a 12-hour delay period, maximum of 2 days.
Natural disaster Up to $250 a day for 5 days (not subject to deductible or coinsurance).
Political evacuation Up to $100,000 lifetime maximum (not subject to deductible or coinsurance).
Terrorism Up to $50,000 lifetime maximum for eligible medical expenses only.
Hospital indemnity $100 per day of inpatient hospitalization (not subject to deductible or coinsurance).
Personal liability Up to $10,000 lifetime maximum
Up to $10,000 third person injury
Up to $10,000 third person property
Up to $2,500 related third person property
Outpatient physical therapy and chiropractic care Up to $50 maximum per day. Must be ordered in advance by a physician (not subject to deductible or coinsurance).
Pet return Up to $1,000 (not subject to deductible or coinsurance).
Bedside visit Up to $1,500 (not subject to deductible or coinsurance).
Europe Schengen Visa

EuropeSchengenVisainsurance.com is developed and maintained by Crossborder Services LLC. Crossborder Services LLC is incorporated in New Jersey, USA and works with the prominent insurance providers who offer Europe Travel medical insurance with a focus on international travelers visiting Europe.

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  • Crossborder Services LLC, Five Greentree Center, Suite 104, Route 73, Marlton, NJ 08053
  • 877-340-7910
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