Europe Travel Medical Insurance
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Compare Schengen Visa Insurance Plans
Plan Features Atlas International Insurance - Plan Details
Atlas International Plan
Patriot International Insurance - Plan Details
Patriot International Plan
Liaison Economy Insurance - Plan Details
Liaison Economy Plan
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Underwriter Lloyds Sirius International Lloyds
Policy Maximum Age 80 or older (traveling outside of the United States): $10,000.
Age 70 to 79: $50,000, $100,000.
All others: $50,000, $100,000,$200,000, $500,000 or $1,000,000
$50,000, $100,000, $500,000, $1,000,000, $2,000,000.
For age 80+ years: $10,000
$50,000, $100,000, $500,000 $1,000,000, $2,000,000and $5,000,000
For age 70-79: $50,000
For ages 80+: $15,000
Deductible $0, $100, $250, $500, $1,000 or $2,500 $0, $100, $250, $500, $1000 or $2,500 $0, $100, $250, $500, $1000, $2,500 or $5,000
Co-Insurance Plan pays 100% outside Canada; In Canada the plan pays 80% of first $5000, then plan pays 100% to policy max Plan pays 100% outside Canada; In Canada the plan pays 80% of first $5000, then plan pays 100% to policy max In PPO network - Plan pays 80% of first $5,000, then 100% to medical max
Out of PPO network - Plan pays 70% of first $5,000, then 100% to medical max
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In-Patient Hospital Benefits:

Hospital Expenses (Room, Board, Drugs, Misc): $50,000 $50,000 Usual, Reasonable and Customary to medical maximum
Intensive Care Unit: $50,000 $50,000 NA
In-Patient Surgery: $50,000 $50,000 Usual, Reasonable and Customary to medical maximum
Pre Admission Tests: $50,000 $50,000 NA
Emergency Room: Covered if patient is directly admitted to the Hospital as Inpatient for further treatment of that illness Covered up to Policy Maximum for an accident; Extra $250 deductible for treatment of illness if treatment does not require admittance to the hospital Usual, Reasonable and Customary to medical maximum
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Out-Patient Benefits:

Plan Features Atlas International Insurance - Plan Details
Atlas International Plan
Patriot International Insurance - Plan Details
Patriot International Plan
Liaison Economy Insurance - Plan Details
Liaison Economy Plan
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Doctor Office Visits: $50,000 $50,000 Usual, Reasonable and Customary to medical maximum
Diagnostics (Lab, X-Rays, MRI etc): $50,000 $50,000 Usual, Reasonable and Customary to medical maximum
Prescription Drugs: $50,000 $50,000 Usual, Reasonable and Customary to medical maximum

Travel Benefits:

Trip Cancellation: N/A Yes; Additional Rider N/A
Trip Interruption: $5,000 $5,000 $2,500
Lost Baggage: $250 $250 $50 per article, $250 per occurrence maximum
Emergency Reunion: $50,000 $15,000 Up to $200 per day / $25,000 maximum
Medical Evacuation: $50,000 $50,000 $250,000
Repatriation: $50,000 $50,000 or $5,000 $250,000
Accidental Death & Dismemberment (AD&D): $250,000 $25,000 $10,000 primary insured & travel companion, $2,500 dependent. $250,000 Maximum per family
Common Carrier Accidental Death 50000 per adult; $25,000 per child; $250,000 max per family $50,000 $20,000 primary insured & travel companion, $5,000 dependent; $250,000 Maximum per family
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Other Benefits:

Plan Features Atlas International Insurance - Plan Details
Atlas International Plan
Patriot International Insurance - Plan Details
Patriot International Plan
Liaison Economy Insurance - Plan Details
Liaison Economy Plan
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Medical Benefits for Pre-existing Conditions: $100,000 lifetime maximum for eligible medical expenses for overall maximum limits of $100,000, $200,000, $500,000 or $1,000,000; otherwise $50,000.
$25,000 lifetime maximum for emergency medical evacuation
Only available to members under age 70 years
Medical:
- Up to age 65 with primary health plan - Up to plan maximum.
- Up to age 65 without primary health plan - $20,000 lifetime maximum.
- Above 65 with or without primary health plan - $2,500 lifetime maximum.
Emergency Medical Evacuation:
Up to $25,000 of eligible costs and expenses
US citizens under age 70 are covered for “acute onset” of a pre-existing condition up to $25,000 and $5,000 for 70+.
Non US citizens are covered up to $15,000 if under 70 or $2,500 if over, but both groups are limited in emergency services and assistance to $25,000
Evacuation, Repatriation & AD&D Benefits for Pre-existing conditions: US citizen: Covered upto $25,000; Look back period for pre-existing conditions is 2 years prior to start of plan. Non-US citizen: Not Covered; Covered upto $25,000; Look back period for pre-existing conditions is 3 years prior to start of plan Not Covered
Ambulance: $50,000 $50,000 $5,000
Pregnancy: Yes; Only complications during the first 26 weeks Not Covered Not Covered
Incidental Home Country Coverage: For every 3 months of coverage purchased, additional 15 days of home country coverage can be purchased, which must be used within the 3 month period. Yes.Up to 2 cumulative weeks, if period of coverage is 30 days or more $5,000
End of Trip Home Country Coverage: For 6 months or more of continuous coverage purchased, additional 30 days of Home Country coverage maybe purchased if the insured has been continuously outside the Home Country. For every 5 months of continuous coverage purchased, 1 additional month of home country coverage can be purchased; Maximum 2 months Not Covered
Organized Athletic Sports: Optional, additional 20% Optional, additional 20% Not Covered
Hazardous Sports Coverage: Optional, additional 20% Optional, additional Optional coverage up to medical maximum
Maximum Plan life: 364 days 24 months 364 days
Minimum Plan Life: 5 days 5 days 5 days
Plan Renewals: $5 for renewals. Policies of 5 or more days are eligible for renewal. 3 or more months of coverage must be purchased for plan to be renewable; For each renewal of less than one month completed online, there is $5 renewal fee Policy can be renewed up to 364 days and there will be a $5 processing fee. It is used to calculate your deductible and coinsurance and to determine pre-existing conditions.
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Atlas International Insurance - Plan Details Patriot International Insurance - Plan Details Liaison Economy Insurance - Plan Details