Europe Travel Medical Insurance
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Compare Schengen Visa Insurance Plans
Plan Features Atlas International Insurance - Plan Details
Atlas International Plan
Patriot International Insurance - Plan Details
Patriot International Plan
Liaison Continent Insurance - Plan Details
Liaison Continent Plan
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Underwriter Lloyds Sirius International Lloyds
Policy Maximum Age 80 or older (traveling outside of the United States): $10,000.
Age 70 to 79: $50,000, $100,000.
All others: $50,000, $100,000,$200,000, $500,000 or $1,000,000
$50,000, $100,000, $500,000, $1,000,000, $2,000,000.
For age 80+ years: $10,000
$50,000, $100,000, $500,000 and $1,000,000
For ages 80+ - maximum limited to $15,000
Deductible $0, $100, $250, $500, $1,000 or $2,500 $0, $100, $250, $500, $1000 or $2500. $0, $100, $250, $500, $1000, $2500
Co-Insurance Plan pays 100% outside Canada; In Canada the plan pays 80% of first $5000, then plan pays 100% to policy max Plan pays 100% outside Canada; In Canada the plan pays 80% of first $5000, then plan pays 100% to policy max After you pay the deductible, the program pays 80% of eligible expenses to the selected Medical Maximum.
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In-Patient Hospital Benefits:

Hospital Expenses (Room, Board, Drugs, Misc): $50,000 $50,000 $50,000
Intensive Care Unit: $50,000 $50,000 $50,000
In-Patient Surgery: $50,000 $50,000 $50,000
Pre Admission Tests: $50,000 $50,000 $50,000
Emergency Room: Covered if patient is directly admitted to the Hospital as Inpatient for further treatment of that illness Covered up to Policy Maximum for an accident; Extra $250 deductible for treatment of illness if treatment does not require admittance to the hospital Covered if visit is of an emergency nature
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Out-Patient Benefits:

Plan Features Atlas International Insurance - Plan Details
Atlas International Plan
Patriot International Insurance - Plan Details
Patriot International Plan
Liaison Continent Insurance - Plan Details
Liaison Continent Plan
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Doctor Office Visits: $50,000 $50,000 $50,000
Diagnostics (Lab, X-Rays, MRI etc): $50,000 $50,000 $50,000
Prescription Drugs: $50,000 $50,000 $50,000

Travel Benefits:

Trip Cancellation: N/A Yes; Additional Rider N/A
Trip Interruption: $5,000 $5,000 $5,000
Lost Baggage: $250 $250 $250
Emergency Reunion: $50,000 $15,000 $50,000
Medical Evacuation: $50,000 $50,000 $300,000
Repatriation: $50,000 $50,000 or $5,000 $50,000
Accidental Death & Dismemberment (AD&D): $250,000 $25,000 $25,000 Principal Sum for Insured or Insured Spouse, $5,000 for Dependent Child(ren)
Common Carrier Accidental Death 50000 per adult; $25,000 per child; $250,000 max per family $50,000 $50,000 per adult, $25,000 per child(ren) under age of 18; $250,000 Maximum per family
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Other Benefits:

Plan Features Atlas International Insurance - Plan Details
Atlas International Plan
Patriot International Insurance - Plan Details
Patriot International Plan
Liaison Continent Insurance - Plan Details
Liaison Continent Plan
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Medical Benefits for Pre-existing Conditions: $100,000 lifetime maximum for eligible medical expenses for overall maximum limits of $100,000, $200,000, $500,000 or $1,000,000; otherwise $50,000.
$25,000 lifetime maximum for emergency medical evacuation
Only available to members under age 70 years
Medical:
- Up to age 65 with primary health plan - Up to plan maximum.
- Up to age 65 without primary health plan - $20,000 lifetime maximum.
- Above 65 with or without primary health plan - $2,500 lifetime maximum.
Emergency Medical Evacuation:
Up to $25,000 of eligible costs and expenses
US Citizens: Covered outside US & CAN up to $25,000 for under 70y & $5,000 for Age 70 and over; Non US Citizens traveling USA under 70, up to $150,000 Lifetime Max for Medical Expenses & up to $25,000 Lifetime Max for Emergency Evacuation
Evacuation, Repatriation & AD&D Benefits for Pre-existing conditions: US citizen: Covered upto $25,000; Look back period for pre-existing conditions is 2 years prior to start of plan. Non-US citizen: Not Covered; Covered upto $25,000; Look back period for pre-existing conditions is 3 years prior to start of plan Covered; US $300,000
Ambulance: $50,000 $50,000 $5,000
Pregnancy: Yes; Only complications during the first 26 weeks Not Covered Not Covered
Incidental Home Country Coverage: For every 3 months of coverage purchased, additional 15 days of home country coverage can be purchased, which must be used within the 3 month period. Yes.Up to 2 cumulative weeks, if period of coverage is 30 days or more 5 days of Home Country coverage per month of purchased coverage. Maximum benefit is $50,000 per injury or illness that occurs during an incidental trip.
End of Trip Home Country Coverage: For 6 months or more of continuous coverage purchased, additional 30 days of Home Country coverage maybe purchased if the insured has been continuously outside the Home Country. For every 5 months of continuous coverage purchased, 1 additional month of home country coverage can be purchased; Maximum 2 months $5,000 in Covered expenses incurred in the Home Country for conditions first diagnosed outside Home Country.
Organized Athletic Sports: Optional, additional 20% Optional, additional 20% Optional, additional 1.15
Hazardous Sports Coverage: Optional, additional 20% Optional, additional Optional, additional 1.15
Maximum Plan life: 364 days 24 months 6 months
Minimum Plan Life: 5 days 5 days 5 days
Plan Renewals: $5 for renewals. Policies of 5 or more days are eligible for renewal. 3 or more months of coverage must be purchased for plan to be renewable; For each renewal of less than one month completed online, there is $5 renewal fee $5 for renewals online or by mail or fax; Online policies of 5 or more days are eligible for renewal; Policies purchased via fax or mail can be extended if purchased or renewed for 3 months or more
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Atlas International Insurance - Plan Details Patriot International Insurance - Plan Details Liaison Continent Insurance - Plan Details