Seven Corners

Travel Medical Choice Insurance

Travelers Visiting Europe can find the Travel Medical Choice Insurance Plan helpful as it satiefies all the Schengen Visa Requirements. It is a short term travel medical insurance which provides medical coverage while in the Schengen countries. Travel Medical Choice offers pre-existing condition coverage. Travel Medical Choice is underwritten by Certain Underwriters at Lloyd's, London. Travel Medical Choice is administered by Seven Corners.

Travel Medical Choice does not cover Covid 19, Travel Medical Plus covers Covid 19. Seven corners has designed Covid19 travel insurance coverage through Travel Medical Plus plan. Travel Medical Plus provides travel insurance coverage for Coronavirus.

Travel Medical Choice Insurance - Schengen Visa Insurance Quotes

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ADVANTAGES

Seven corners travel medical insurance coverage for Coronavirus (Covid 19)

For new policies starting after March 11, 2020, there is no coverage for COVID-19 disease. The World Health Organization (WHO) in announcing coronavirus as a pandemic has designated the entire world a “level 3” travel zone. Since the coronavirus and COVID-19 is now a known threat (not an unknown possibility), it will no longer be covered by Seven corners policies. However, if your Seven corners policy had already started prior to the March 11th announcement and it was NOT to travel into a level 3 travel area (at the time of travel), you will be covered for COVID-19 and that coverage will continue on renewals to that policy.

I have a short-term Seven corners travel medical insurance plan and I have departed my Home Country/Country of Residence – am I covered if I contract COVID-19?

Most of our travel medical plans provide coverage* for COVID-19 related care if you have purchased and entered the destination country prior to either: 1) the CDC issuing a Warning Level 3 (avoid nonessential travel) for your Destination Country; or 2) a government agency of your Home Country publishing or issuing a Travel Warning or Emergency Travel Advisory regarding your Destination Country.. Eligible Medical Expenses that may be considered for coverage include, but are not limited to, charges for illness, injury or medical evacuation.

I have purchased a short-term Seven corners travel medical insurance plan and I have not departed my Home Country/Country of Residence – am I covered if I contract COVID-19?

There is no coverage* if you have not departed your Home Country/Country of Residence and not entered the destination country prior to either: 1) the CDC issuing a Warning Level 3 (avoid nonessential travel) for your Destination Country; or 2) a government agency of your Home Country publishing or issuing a Travel Warning or Emergency Travel Advisory regarding your Destination Country.

I have not purchased a short-term Seven corners travel medical insurance plan, but I am thinking about purchasing – will I be covered for COVID-19?

There is coverage* as long as you depart your Home Country/Country of Residence and enter the destination country prior to either: 1) the CDC issuing a Warning Level 3 (avoid nonessential travel) for your Destination Country; or 2) a government agency of your Home Country publishing or issuing a Travel Warning or Emergency Travel Advisory regarding your Destination Country.

Disclaimer: *This is a summary of a selection of plan benefits offered only as an illustration and does not supersede in any way the Certificate of Insurance and governing policy documents (together the “Insurance Contract”). The Insurance Contract is the only source of the actual benefits provided.

Plan Summary - Travel Medical Choice Insurance

Travel Medical Choice insurance underwriter

Underwritten by Certain Underwriters at Lloyd's of London. (rated "A" (Excellent) by AM Best).

Travel Medical Choice insurance administrator

Designed and developed by Seven corners

Travel Medical Choice insurance Plan Life

5 days to 364 days.

Travel Medical Choice insurance eligibility

Individuals and families including unmarried dependent child(ren) traveling outside of their Home Country.

Travel Medical Choice insurance policy maximum

$50,000, $100,000, $500,000, $1,000,000, $2,000,000, $5,000,000, Age 80+: 15,000.

Travel Medical Choice insurance deductible

$0, $100, $250, $500, $1,000, $5,000.

Travel Medical Choice insurance coinsurance
  • Inside the United States
    • In ppo network: We pay 90% of the first $5,000, then 100% to the medical maximum.
    • Out of ppo network: We pay 80% of the first $5,000, then 100% to the medical maximum

Travel Medical Choice Insurance coverage of a Pre-existing condition

  • Acute Onset of a Pre-existing Condition
    • Ages 14 days to 64 years: $50,000
      Ages 65 to 79 years: $10,000
      Ages 80 years over : Not Covered

Plan benefits of Travel Medical Choice Insurance

Benefits Coverage
Inpatient & outpatient medical expenses Up to policy maximum
Dental treatment - due to sudden relief of pain $200
Dental treatment - due to accident $500
Emergency medical evacuation & repatriation $500,000 (in addition to medical maximum)
Coinsurance intside the United States In ppo network: The plan pays 90% of the first $5,000, then 100% to the medical maximum.
Out of ppo network: The plan pays 80% of the first $5,000, then 100% to the medical maximum.
Coinsurance outside the United States The plan pays 100%
Emergency medical reunion $200 per day / 10 day and $50,000 maximum
Return of minor children $50,000
Return of mortal remains $50,000
Political Evacuation & Repatriation $10,000
Natural disaster $100/day, 5-day limit
Natural disaster evacuation $50,000 maximum limit. Not subject to deductible
Terrorism Up to $25,000
Hospital indemnity (outside the United States & Canada) $150/night to a maximum of 30 days (per occurrence)
Local ambulance Up to Medical Maximum
Checked baggage loss $50 per article, $500 per occurrence maximum
Trip interruption $5,000 maximum limit. Not subject to deductible
Acute onset of pre-existing conditions coverage Age 14-64: $30,000 Ages 65 to 79 years :$10,000
Benefit period 180 days
Optional hazardous sports up to medical maximum
Accidental Death and Dismemberment Members under age 18: Up to $5,000 principal sum
Members age 19 and over : $25,000 principal sum
$250,000 aggregate limit per total insureds on plan
Personal liability Up to $50,000
Local Burial or Cremation $5,000
Pre-certification - 25% penalty Required inside the United States, Penalty does not apply to emergency.
Extension of Benefits to Home Country $10,000
Incidental Trips to Home Country $10,000
Emergency eye examination $100 per occurrence
Trip Delay $100 per day, 2‐day limit per occurrence

Seven Corners resourceful travel insurance links

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EuropeSchengenVisainsurance.com is developed and maintained by Crossborder Services LLC. Crossborder Services LLC is incorporated in New Jersey, USA and works with the prominent insurance providers who offer Europe Travel medical insurance with a focus on international travelers visiting Europe.

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  • Crossborder Services LLC, Five Greentree Center, Suite 104, Route 73, Marlton, NJ 08053
  • 877-340-7910
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